Tips to Keep Everyone Safe

Several years ago I traveled with a group of 30 students from central Indiana to Orlando, Florida. It was a great trip, but a few things caused me a real headache. If I knew then what I am sharing now, I could have saved myself a lot of grief.

My main concern before the trip was a student named Steve. He was a real “charmer” and a big “schemer” and I knew it. I guess I just did not know how clever he was and how clever students can be. Now I do and you can too.

Steve spent his nights in the hotel in his room. However, he was using his time to call “ladies” and ran up a phone bill of $60! There were other things he was guilty of, but that is an entirely different subject. I did learn from Steve and others and now when I travel with students, I am much wiser.

One of the first things to do when traveling with students that requires a hotel stay is to request that the phones where the students are staying are turned off. This is a common request and should be followed religiously every time you stay.

The next thing to do is to have the “pay per view” movies turned off. In today’s society there are a huge range of rules that parents use in their homes. However, very rarely do those rules allow for watching adult movies. Trust me, if there is a way for some to watch these movies (or even R-rated) they will and you may never know about it until the principal calls you in asking you about an incident you never knew about! If the hotel cannot do this, find a different place to stay.

The next thing is to make sure you and your group stays in a hotel with interior corridors and NO BALCONIES. Students will try to climb out for fun and will attempt to go from room to room regardless of how dangerous it may obviously be. Some kids will try anything! The interior corridors make it easy to monitor kids moving from room to room.

Next, make sure that if there are connecting rooms that each room has students of the same gender! I actually had one teacher tell me at our business that they “did not care” if guys and gals were in adjoining rooms because she “trusted them”. How smart was she?

Have and enforce a curfew. This is never popular but will ensure that students are as rested as possible for the next day’s activities. Plus, make sure they are not playing the TV or music beyond the curfew. Once again, not popular but effective. Without question the more structured rules that are in place, the happier everyone will be because they know what is expected-and they will respond.

A few final tips include hiring night security or a hall monitor. Most student travel companies will provide these upon request if you travel with one, however if you make your own arrangements, don’t expect the hotel to have one for you. There is an extra fee (about $23/hour) for such services but they will allow you to sleep and not sit in the halls watching the rooms. And, it will allow you to not use the old trick of “taping” the doors every night.

If your crew likes to swim, make sure that the hotel has a pool and know its capacity. Plus, most hotels DO NOT PROVIDE a lifeguard. It is important that you monitor your kids while they are in the pool. Plus, to make for an enjoyable experience for everyone, make your kids behave while in the pool area. As a parent, I have been to many hotels where student groups were being obnoxious in the pool area and my children missed out in their favorite activity!

Auto Insurance Tips For Students

With spiraling tuition costs, and an ever-increasing rate of student debt-with many students seeing mortgage-level debts before they’ve even graduated, who would be a student nowadays? And what about insurance? What if you absolutely can’t afford to be without your own transportation-what are the implications for your budget? Can you cut any corners? Well, the very first point to address is that, if you are a student and you absolutely need a car, do not think about cutting any financial corners by ignoring insurance. If you do so and either get caught or get into an accident, it could end up being one of the most costly decisions you will ever make. Quite apart from any immediate legal consequences, you will find that your insurance premiums will be astronomical-possibly for decades to come. So, instead of cutting this vital corner, let’s look at ways in which its edges can be softened somewhat.

The first, and most obvious point to remember is drive well! It’ an incontrovertible fact that the best drivers pay the lowest insurance premiums. Good driving, unlike your age, is a factor that is totally within your control. So by avoiding accidents and tickets you will place yourself in a low-risk tier, thereby lowering your premium.

Secondly, as if you needed any further incentive to work hard, insurance companies will often look at grades when deciding which tier to place you in. Research tells them that, often, the most responsible students make the safest drivers. Be sure to check with insurance companies if they offer such a discount.

As insurance companies will take into account time on the road when determining premium levels. So, if you live a way away from campus, consider car-pooling, as many companies offer car-pooling discounts.

Also, don’t be tempted to buy a sports car-no matter how cheap it may be! This initial cost can merely be considered a ‘surface cost’ as a student, under the age of 25 driving a sports car will get hammered when it comes to paying an insurance premium. premium. Always get a quote before you buy a vehicle. You don’t want a nasty shock!

Car Insurance For College Students Tips

There are many college students that have a car or want to buy a car to go to school and for their daily needs, however before they can drive a car they need to buy car insurance. The problem that most college students face is that they don’t have a huge budget and car insurance for college students is expensive.

For teenagers and young people under 25 years old car insurance is more expensive than for older people due to the many accidents caused by them. But as you age and you pass 25 your rates will lower significantly especially if you have a good driving record.

However you need to have car insurance coverage now, so what can you do to lower your rates? Here are a few tips that you can use:

– Keep your driving mileage low, try to use your car just when it is really necessary, if you keep you mileage below 10,000 miles a year, you may be able to lower your rates or get a discount.

– Ask for students discounts, many companies offer discounts for students with 3.0 gpa grades.

– Install security devices on your car, the safer your car is the less prone to accidents and injuries you are. Install car alarm, anti lock theft, air bags, etc.

– Have a good credit score, it shows that you are a responsible person.

– Take a driving course certificate

– Use a cheap car that is not very expensive to repair or replace, avoid sports cars.

– Ask for any possible additional discounts, you may be able to get a discount for not driving at night.

Those tips will help you to get lower rates and be able to afford your car insurance coverage, however keep in mind that for young people auto insurance is not very cheap. If you increase your deductible you may be able to lower your premium costs.